Merchant Registration

Take the next step to grow your business by accessing seamless payment solutions and financial tools tailored for merchants. 

Merchant Accounts

Welcome to
the Financing Counselors

Take the next step to grow your business by accessing seamless payment solutions and financial tools tailored for merchants. Our merchant accounts enable you to accept payments securely, manage transactions efficiently, and expand your customer reach.

By providing flexible payment solutions, you ensure a seamless customer experience while staying competitive, no matter the type or size of your business.

Need a Reliable High-Risk Merchant Account?

We provide secure, reliable merchant accounts tailored for high-risk businesses, so you can accept payments confidently and focus on growth.

Our Payment Solution

We provide comprehensive payment solutions designed to help businesses of all types especially high-risk industries process transactions smoothly, securely, and reliably.

 

How It Works

Our process is designed to make investing simple, transparent, and informed. We identify growth-ready businesses, provide clear financial insights, and connect traders and investors with opportunities that match their goals.

Apply Now

Complete our quick online application, sign digitally, and securely upload documents.

Get Approved

Applications sent to pre-approved banks, reviewed for limits, with daily updates until final approval.

Start Processing

Activate and integrate your payment gateway to start accepting customer payments instantly.

Get approved today & start growing.

Get approved fast with Financing Counselors! We offer high-risk merchant accounts, restaurant POS systems, pay-at-the-pump solutions, online gateways, and terminals for all industries.

Frequently Asked Questions

Find detailed answers to the most common questions about company formation, eligibility requirements, documentation, timelines, and the support we provide throughout the process.

 

High risk products are products and services that are sold by merchants who operate within high-risk industries. The list of industries considered high risk is long and includes nutraceuticals, magazine subscription services, CBD, debt consolidation, multi-level marketing, travel, and many more.

 

High-risk businesses, unable to secure standard merchant processing, may face challenges from traditional banks. Conditions like involvement in high-risk industries or risky practices, such as free trials, can lead to denial of banking services like loans and insurance.

 

High risk merchant accounts help merchants who are considered high risk to accept credit card and debit card transactions. They’re optimized for merchants who are susceptible to high chargeback ratios or whose practices may result in potential loss for the banks and merchant account providers that grant them account services.

 

High risk merchants are classified as businesses that meet one or more of the following conditions:

  • The business owner or guarantor has a poor personal or business credit history
  • The business has a high chargeback ratio
  • The business has a history of merchant accounts being closed by the account provider
  • The business sells a product or service that’s considered high risk
  • The business uses payment models that create a high risk of loss for the bank or merchant services provider
  • The business processes transactions with high dollar amounts or has a high monthly sales volume