Frequently Asked Questions

We’ve answered the questions business owners ask mostcovering funding options, merchant accounts, security, timelines, and what to expect when working with Financing Counselors.

Your Questions, Clearly Answered

Explore detailed answers designed to help entrepreneurs, startups, and growing businesses better understand our services, processes, and how we help you secure the right financial solutions with confidence.

Financing Counselors helps businesses access funding, merchant accounts, financial consulting, and growth-focused financial solutions. We connect startups, SMEs, and established companies with reliable financial partners.

Our services are designed for:

  • Startups & entrepreneurs

  • Small and medium-sized businesses (SMEs)

  • Product-based and service-based companies

  • Expansion-stage businesses

  • High-risk or hard-to-fund industries

Yes. We specialize in helping high-risk businesses secure merchant accounts and funding solutions that traditional banks often decline.

The application process is simple and fast. Most reviews are completed within 24–72 hours, depending on the service and documentation provided.

In most cases, no hard credit check is required for initial reviews. Any credit-related checks will be clearly disclosed before proceeding.

Typically, we may request:

  • Business registration documents

  • Recent bank statements

  • Valid identification

  • Processing history (for merchant accounts)

Requirements vary by service.

Absolutely. We use secure systems and strict confidentiality protocols to protect your personal and business information at all times.

Our primary focus is on U.S.-based businesses, but select services may be available for international companies. Contact us to confirm eligibility.

Getting started is easy simply apply online, fill out the contact form, or reach out to our support team. A financial specialist will guide you through the next steps.

  • Trusted financial partners

  • Transparent and honest guidance

  • Solutions for both low-risk and high-risk businesses

  • Fast approvals and dedicated support

  • Long-term growth-focused approach